Have you ever considered what would happen to you and your family if an unforeseen circumstance arose, and the unexpected were to happen – a critical illness or even premature death?  What income would be available to support your family and pay the bills at this time of need?

Critical Illness

Why is Critical Illness Cover important?

Royal London recently commissioned a critical illness survey.  This covered how people cope both practically and financially if diagnosed with a critical illness.  They found one in eight people (13%) had been diagnosed with a critical illness, cancer was the most common illness.  It was also found that 65% of those diagnosed who took time off were off work for over three months.

When the unexpected happens, it is important to have peace of mind.  You need to have a plan in place that will protect your finances, helping avoid the need to dip into your savings.

  • Give you an income to help replace any loss of earnings due to ill health or accidental injury
  • Continued benefit if you go back to work in a reduced capacity at a reduced income

To find out more about the different protection options and how you can protect yourself and your family, get in touch, and we’ll be happy to help.

______________________________________________________________________________________________________________________________________

If you would like to speak to one of our Independent Financial Advisers, please complete our enquiry form or call 01257 260011

 

Data Source: Research commissioned by Royal London via an online survey on Critical Illness, where 3004 UK adults (aged +18 years) were surveyed.  The survey took place between 19th-23rd June 2017