At Retirement Advice
Taking your pension benefits
The introduction in 2015 of ‘Pension Freedoms’ have opened up all sorts of alternative strategies to taking your pension benefits. The new rules offer greater freedom to those who are approaching retirement.
If you are unsure about the best approach to taking your pension benefits, then Retirement Advice is an absolute must. Everyone’s circumstances are different, your retirement plans must reflect your needs and True Bearing’s pension advisers can help create a retirement plan that is suitable for you
Advice on pensions and retirement planning
We are experts at independent pension advice, proven by our history of running Retirement Workshops for many major North West employers. These include Universities, Local Authorities, Teachers Authorities, Police Forces, as well as companies in the private sector. Oil and Chemical Companies, and luxury Car Manufacturers.
Amongst the many ways of taking pension funds are:
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Annuities and Enhanced Annuities – an annuity is a guaranteed income for life. Still today a very valuable certainty to have. Enhanced annuities give higher incomes if your health is not too good or you smoke. You should always check this option.
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Drawdown – drawdown has now become more common since George Osborne introduced greater pension freedoms. Varying amounts of capital can be taken from your pension pot. It depends on your wishes.
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Phased Retirement – occurs where you phase in portions of your pension fund over several years. This may be useful where your full retirement is staggered.

Contact Us
An Independent Financial Adviser can help you understand your retirement options.To find out more, get in touch with us today to arrange a one-to-one introductory session. This meeting will be at our expense, and will give you an opportunity to work out what kind of pension plan will suit you best, based on your goals and circumstances.
Give us a call on 01257 260011 to get started, or fill out our contact form on the side of the page to request a call back at your convenience.