Investment Planning and Advice

InvestmentsTo make money a client must stay the course. Investing is a long-term game. To stay the course, an investor must be comfortable with the month by month fluctuations in performance. Communication is key. An awareness of levels of risk is essential.

Investment Planning

Investment Planning is the process by which the gap between your current investment situation and your ideal future investment position is analysed, and a plan to put this right is created. A good investment adviser can be the difference between achieving your goals and not.

To make money a client must stay the course.  Investing is a long-term game. An investor must be comfortable with the month by month fluctuations in performance. Communication is key. An awareness of levels of risk is essential.

True Bearing Chartered Financial Planners have invested in excess of £569 million of clients’ money. We pride ourselves on our on-going commitment to service and go to great lengths to build a lasting relationship with our clients.

Investment Advice

Our investment advice is regulated by the Financial Conduct Authority.

The process is confidential, and progresses at your pace. You are protected by the Financial Services Compensation Scheme (FSCS).

The list of solutions is endless. Being independent financial advisers means we have several thousand investment solutions to consider.

Ethical and Sustainable Investing

Ethical and Sustainable Investing is where your environmental, social or corporate governance concerns are catered for. It can also be referred to as ESG, positive or green investing.

True Bearing Chartered Financial Planners are keen to advise you in this area. All our IFA’s are trained to understand these types of investing and guide you.

Click here to read the latest news from ‘The Good Investment Review 2019’.

Tax Efficient Investing/Inheritance Tax Planning

Our independent financial advisers will utilise where possible, the various legal tax reliefs that are available. We utilise the following and more:

  • ISAs

  • Pension Tax Relief

  • Open ended Investment Companies (OEICS)

  • Risk targeted Portfolios

  • Onshore and Offshore Bonds

  • Venture Capital Trusts (VCT’s)

  • Enterprise Investment Schemes (EIS)

  • Inheritance Tax Plans

Contact us

For more information on our investment planning services, contact us on 01257 260011 or complete our contact form and we’ll contact you.

*The Financial Conduct Authority does not regulate offshore investments and deposit accounts.

Let us contact you

What our clients are saying about us

Excellent service from Jon Neale and True Bearing Chartered, people who really do know what they are doing . He explained everything about my pensions clearly and precisely and has put them into a fund where I am secure in the knowledge that I will have an income from them for my retirement. Perfect five star service from a company I would happily recommend to anyone

Darran Wrigley, Manchester

I have known Greg for several years, as he used to be my mother’s adviser. He found me a better deal on my mortgage where I have reduced my monthly outgoings.  He was also able to find a more suitable and less costly life and critical illness insurance policy.  The information that he has provided has always been very helpful and I would recommend him to anyone.

Christine Champan, Cumbria

Because Les provides comprehensive and sound financial advice to me personally and to my family, I have no hesitation in recommending him when our clients ask us about pensions or investments.  Les’s friendly and approachable manner displays a wide knowledge of financial solutions, and he always explains in detail the options given, so that an educated decision can be made.

Josie Smith, Accounts Matters Ltd – Lancaster

We have dealt with David Oversby for the majority of our financial affairs for the last 10 years. We have found him to be professional and attentive at all times offering astute and accurate advice.

Jo Blakeway, Radio Presenter, Century FM

We have used Rob for advice in a number of differen areas, especially in relation to our pension planning and insurance policies, and he has always provided us with a clear solution. We have happily recommended him to many of our friends and family and will continue to do so. He is a pleasure to deal with.

G McDonald, Senior Project Manager, EC Harris – Leeds

For the first time, I can now look to a planned retirement in the safe knowledge that Julie has my needs in mind and can advise me instantly on how to deal with any unplanned occurrences. I have in turn recommended Julie to my family, friends and work colleagues as she shows honesty, reliability and a great determination to get the best for her clients.

Tony Carden, Commercial Manager – Liverpool

Mark produced a report addressing my concerns about Inheritance Tax. He recommended the use of an offshore investment and a protection plan which would have an immediate benefit to my financial planning.As a result of his advice, I estimate that my estate will save over £250,000 in Inheritance Tax, although Mark contacts me regularly to ensure that my planning is effective. I would recommend Mark and True Bearing to anyone wishing to protect their assets and pass on wealth to their families.

Mrs H, JP – Lytham

Michael has been my IFA for some years, managing my SIPP and providing ongoing general investment advice.  Having used other companies previously, he came as a breath of fresh air.  His client care and attention to detail is absolutely superb, and following his advice at our regular reviews during each year has stood me in good stead as regards the performance of my SIPP, which has consistently been most satisfactory, despite the difficult financial times over the last couple or so years.

John Wane Esq, McKendrick and Wane Ltd – Preston

Our Independent Financial Advisers

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Call us on: 01257 260011, email: or click below to send an enquiry

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