Mortgage Advice Service from Specialist Mortgage Advisers
True Bearing believes that your mortgage adviser should be independent. By that we mean that there are no biases to any mortgage provider.
We also believe that your mortgage adviser should be a specialist. Someone who knows the market, lender terms and conditions, and matches the right lender to your needs.
Since 2003 we have been doing just that. We have arranged thousands of mortgages for clients that value the assistance of a knowledgeable mortgage consultant.
Application and completion fees often mean that the lowest headline rate is not the lowest cost deal overall. We always explain the true costs
All lenders have strict qualifying criteria, which a specialist mortgage adviser understands, thereby directing you to the right lender and saving you time and heartache.
We advise on all types of mortgages:
Buy to Let, for individuals or limited companies
Purchase of commercial premises via your SIPP or SSAS
Equity Release (see equity release page)
Purchasing any property is likely to be one of your major decisions in life. Please read the following notes, before applying for your mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
In relation to mortgage and equity release business, most providers will pay True Bearing Chartered Financial Planners a procurement fee. This will be payable to True Bearing in addition to our fee of £495 per mortgage, £695 per Buy-to-Let mortgage, and £695 for equity release.
Equity Release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.