Possessing a genuine desire to provide high quality financial advice, Chris has been able to bring together expertise within all areas of independent financial planning as a means to providing tailor made solutions for his clients.
As a Financial Planner, he offers a comprehensive financial planning and investment advisory service to his clients.
He was educated at Wellfield High School in Leyland before going on to Winstanley College to complete A-Levels in Mathematics, Economics, Physical Education and General Studies.
Following a short career as a professional footballer with Blackpool Football Club, Chris went on to complete a Business Management Degree at the University of Central Lancashire before entering into a career within the financial advice profession.
In practising Lifestyle Financial Planning, Chris goes beyond the traditional by putting lifestyle before money. He takes the time to identify, understand, and prioritise the goals and values that are important to his client. This vision becomes the core element of the financial advice he provides.
In his own words: “Financial advice should not be just about the money. Through more than ten years of financial planning experience I have seen people focus on accumulating additional wealth. Frequently, one of two things happened. It was never enough or they didn’t experience the happiness they expected. You need to go beyond the numbers and understand how to employ your financial resources to bring you closer to the lifestyle that supports long term happiness.”
Chris believes that until he really knows about his client, he has no right to talk about an individual’s money.
He will work closely with you to plan the lifestyle you want and then work out the financial planning needed to achieve and maintain that lifestyle. He will spend sufficient time with you to really understand what you want before agreeing a plan that will work for you and will regularly review your financial planning to help keep you on track.
Chris has pursued specialist qualifications in the areas of taxation, trusts, investments and pensions. He has achieved the coveted Advanced Financial Planning Certificate and is a member of the Personal Finance Society by Diploma.
Outside of work, Chris enjoys family time as well as still playing football, cricket and golf. Based in Euxton, Chris is married to Suzanne and together they have one son, Hayden.
For Advice On:
Corporate Financial Planning
Business Exit Planning
MAQ – Mortgages
G10 – Tax and Trusts
G20 – Investments
SV1 – Savings and Investments
“I just wanted to express my sincere thanks for the tremendous effort and work you have put into organising and re-arranging my retirement funds. When I came to you I was completely confused and concerned as to what payments I was making, where they were going and how much I was likely to receive upon retirement. Your professionalism throughout was impeccable but what has impressed me the most, about your service, is that I am only a small client for you but you still gave me time, respect and attention.For the first time in 10 years I now know what to expect when I retire and know of the options available to me for future investment. I also feel completely comfortable in knowing that I now have someone that I trust who will continue to monitor my funds’ future performance. I cannot recommend your services highly enough and would suggest that anyone who is unsure about their financial future contact you.” M Holman, BNI Director
I was first introduced to Chris by our accountants Hayes and Co to discuss options regarding my pension. I found Chris very easy to deal with and he offered some great advice which I acted upon. He clearly knows his stuff and I would have no hesitation in recommending him to others.” Paul Slone, MD, Universal Cooling Ltd Accrington.
“I would like to put on record my thanks to Chris Speak of True Bearing Limited for putting my family’s life in order. Having two young children the time had come for us to plan properly for the future, something that was both daunting and a little overwhelming. We were pleased that Chris took the time to evaluate our current financial status and help us understand what our goals are in life, both for ourselves and for our children.Thanks to Chris we are now able to focus on our goals, safe in the knowledge that our financial affairs are in good hands. I have no hesitation in recommending his services.” Simon Whittaker, Sagar Insurances