Julie Castley

Julie Castley 2017-08-16T11:56:37+00:00

Project Description

DipPFS, Independent Financial Adviser
Areas Covered: Warrington, Liverpool, St Helens, Widnes and Merseyside.

  • 1786881499 Julie Castley
Julie has an attitude and energy which are infectious. Liverpool born and bred, Julie is keen to bring the True Bearing Chartered philosophy of well qualified, “face to face” financial advice to members of her local community in South Liverpool and throughout the North West.

Julie specialises in investments, care fees planning and inheritance tax planning adivce. She also advises on the ‘at retirement’ options to help her clients maximise their pension funds at and in their retirement. Possessing a genuine desire to provide high quality financial advice, Julie continues to use her expertise within all areas of independent financial planning as a means to providing tailor-made solutions for her clients. Her focus is on holistic financial planning, and she is greatly committed to meeting her clients on a regular basis. She believes that on-going monitoring and client reviews are an essential part of the service. Julie believes it is critical that all advice an planning is reviewed regularly. Julie will meet regularly with her clients to review their planning and appraise the position to date.

In her words: “Apart from health, happiness, family and friends, probably our next most important thing in life is our financial stability. I take my job extremely serious and love helping people to work towards securing their future goals.”

Julie is committed to help her clients plan for their journey through life. These stages may include maximising investment opportunities, combining growth potential with effective security and taxation planning strategies, pension and annuity planning, supporting individuals and their families or carers with care fee planning information, or planning to minimise inheritance tax liabilities.

Solicitors and accountants also value the benefits of expert financial advice to complement their skills and Julie works closely alongside a number of these professionals in Merseyside, The Wirral and Cheshire areas. Julie is also building links with local Nursing and Care Homes to help them and their clients to be secure financially.

A real people-person, Julie is passionate about helping clients and bringing financial stability to their lives. Her greatest compliment is being referred on to her clients’ families and friends.

Julie enjoys spending time with her young family and caravanning.

For Advice On:

Care Fees Planning
Income Protection
Corporate Financial Planning
Life Assurance
Inheritance Tax Solutions
Retirement & Pension Options
Taxation Planning Mortgages
Investments Trusts

Qualifications:

Diploma in Financial Planning
Certificate in Financial Planning
Certificate in Mortgage Advice
Certificate in Financial Planning and Long Term Care Insurance
Certificate in Life & Pensions
Award in Long Term Care Insurance

CF1 – UK financial services, regulation & ethics
CF2 – Investment and Risk
CF3 – Financial Protection
CF4 – Retirement Planning
CF5- Integrated Financial Planning
CF6 – Certificate in Mortgage Advice
CF6 – Mortgage Advice
CF8 – Certificate in Long Term Care Insurance
CISI – Level 3 Certificate in Investments

FP1 – Financial Planning Certificate

R01 – Regulation and Ethics
R02 – Investment Prinicples
R04- Pensions and Retirement Planning
Ro5 – Financial Protection
R06 – Financial Planning Process
R08 – Pensions update

“We have known Julie for over 3 years, and from the very outset we knew that this was the sort of advice and relationship we had been looking for.

“Julie’s friendly and unassuming approach has given us the confidence and assurance to know that our financial needs are being looked after in a professional and caring manner, and that our family’s future requirements will always be at the forefront.

“We have no hesitation in recommending Julie to our friends, and she has already met with our son and daughter-in-law to discuss their current situation. No doubt the family contact will carry on there also.”

Colin and Marie Tyrrell, Newton-le-Willows

Julie has always been on hand to answer any questions no matter how small, and has always explained everything thoroughly. Julie is always very pleasant and nothing is too much trouble. We have recommended Julie and True Bearing to both our friends and colleagues.

Ursula Crehan, Warrington

“As retirement approached Julie was able to resolve all issues regarding my 8 pension schemes and gain the very best annuity rate for me.In addition she advised on and monitors our investments in a reassuringly professional and approachable manner. My wife and I are so glad we used her services and cannot thank her enough for her ongoing assistance and advice.”

Peter and Susan Gauterin, Farndon, Chester

“Julie certainly put our minds to rest over our retirement investments. She has excellent interpersonal qualities, she is friendly yet utterly professional. She took the time to listen to our concerns and fully explained the options available before making recommendations, based on her knowledge and experience, that she felt best suited for our needs. We would not hesitate in recommending True Bearing, and in particular Julie Castley.”

Mr J and Mrs P Murphy, Lydiate, Liverpool

“Our first dealings with financial planning and we found Julie to very knowledgable, friendly and enthusiastic. She made what at first seemed daunting life changing decisions a lot easier by explaining in clear language the choices available to us.”

Client, Wirral

“We have known Julie a couple of years now since I entered the scary world of financial investment. I have to say I didnt know what to expect and did so with a little trepidation. However, any fears we had were soon put us at ease by Julie. We found her to be extremely profesional, honest and knowledgable, as you might expect. But she is also a very likeable genuine person who we have a great deal of confidence in. She treated our money like it was her own and I mean that in a good way. She was very thorough in explaining all options and their respective pitfalls. We have no doubts whatsoever that Julie has our genuine best interests at heart and has displayed  great integrity at all times.”

Client, Thornton, Liverpool

“I have used Julie Castley as my IFA for several years and happily recommended her to family and friends. She has a caring, personal approach and is always mindful of the client’s individual position when discussing and advising on options. She is always contactable and approachable, no minor query is ever too much trouble. Her service is invaluable in relieving the worry of financial planning and engenders a real feeling of trust.”

Client, St Helens

“Julie has provided much valued assistance in both organising my finances and arranging an investment strategy to support my retirement plan. She has done this in a professional but friendly, patient and approachable manner, always explaining in detail the various available options.

“Julie displays a wide knowledge of financial solutions and I have no hesitation in recommending her to both family and friends.”

Peter Delaney, Woolton, Liverpool

“Julie’s great strength is her ability to explain complex information so that it is understood by someone with limited knowledge of financial markets or legislation. Her patience and experience made us feel in safe hands. Julie’s analysis of our financial  affairs past, present and future provided us with reassurance and confidence to make necessary changes. With her realistic and down to earth approach, coupled with extensive financial knowledge, we would be happy to recommend her to family and colleagues.”

Client, Liverpool

“As retired NHS employees Julie explained all the options available to us clearly and succinctly. she explained all the ” pro’s and con’s about investment. Especially during the recent turbulence with the financial markets and “Brexit”. We consider her not only a trusted financial advisor but a friend as well.”

Howard and Bernie Naughton, Bootle, Liverpool

“I first became aware of True Bearing when they presented on a pre retirement course organised by my former employer. Deciding to use their services, I booked for financial advice. Julie Castley visited our home at our convenience taking the time to understand where myself and my wife were in our thinking and plans. Her engaging style engendered a real and genuine connection making the process much less daunting. She explained all the options available to us and advised appropriately. Throughout the process Julie displayed a high degree of professionalism, knowledge and integrity whilst maintaining that all important personal interest and care for our needs. I highly recommend her.”

Rowley & June Moore, Runcorn

“Julie guided us through the process of purchasing a suitable annuity to meet the shortfall in my mother’s income to meet my mother’s Dementia Care Fees. Julie met my mother in the earlier stages of her illness and was able to assist me to take the necessary steps to gain Power of Attorney.I am happy to recommend Julie without hesitation, and consider her to be a trusted family friend, who I can call on if I need to at a future date.”

C Smith, Liverpool.

“Referring other professional advisers to my clients is not something I take lightly. I am in a position of trust with clients, so when I make a referral to them I need to be 100% confident of that person’s ability to deal with my clients and give them the same standards of service that I give them.I had no hesitation whatsoever in referring Julie to a number of my clients for Independent Financial Advice and she has not disappointed. My clients have given me feedback on the service and advice Julie has provided them and they are more than delighted with her. Julie’s personable and approachable nature has made her a delight to work with for me and my clients. I will continue to highly recommend Julie to many current and future clients. Excellent advice given to clients, highly personable and highly recommendable.”

Paul White, Director, APH Accountants Ltd, Wirral, Merseyside.

“We have worked alongside Julie, who has provided investment advice to beneficiaries of estates. Julie is very approachable and has discussed our clients’ options with them in a clear, concise manner.She has been very professional and we are pleased to provide this testimonial.”

Paul Bibby, Managing Partner, MSB Solicitors, Liverpool.

“Julie has perfectly assessed our current financial situation and offered tailor- made solutions to fit with our immediate needs and attitudes as well as considering our future goals. Julie is a true professional and has handled our questions and queries exceptionally well. Her friendly approach has made our meetings comfortable and I recognise we have made a long lasting relationship which we look forward to building upon in the future.”

Mr & Mrs Baggaley,
Widnes, Cheshire

“For the first time, I can now look to a planned retirement in the safe knowledge that Julie has my needs in mind and can advise me instantly on how to deal with any unplanned occurrences.”I have in turn recommended Julie to my family, friends and work colleagues as she shows honesty, reliability and a great determination to get the best for her clients.”

Tony Carden, Commercial Manager, Liverpool

CG6W0027-199x300 Julie Castley
Julie CastleyIndependent Financial Adviser
Office: 01257 260011
Mobile: 07796 083077
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