“On Monday 8th July 2019, Michael Hawthorne came to see me at home to discuss my NHS pension. I cannot thank him enough for the help he gave. He was courteous, listened and completely made me feel respected. He didn’t blind me with numbers. He made my financial position on retirement very clear and gave me sound advice that allayed my worries and is already saving me money.
“There wasn’t any change needed to the plans which I have in place so I hope that I can at least repay him for his time by feedback. I would happily recommend him and already have to colleagues.”
J Mannion, Derby
“May I take this opportunity to thank your company and in particular your adviser Mike Hawthorne.
“Following the loss of my wife, I needed advice with my finances and pension. Mike acted in a truly professional manner with a calming, knowledgeable attitude, he patiently explained everything, taking time to ensure I understood all the best options available to match my needs. I now believe with Mike’s help I have a perfect product going forward.
“I would gladly recommend Mike to any person looking for good sensible advice.”
“I found the meeting very helpful as Mike listened to what I was hoping to achieve with regards to a time plan for retirement and then in a methodical and impartial way set out the options available to me. It was very useful as he was able to point out things that I had been unaware of or had not considered and has consequently given me lots to think about. I found him to be well informed and professional throughout the meeting.”
Mary from Derby
“Huge thank you to Michael Hawthorne for his professionalism and his clear and calm explanations regarding my recent retirement. I first met with Mike in 2017 and explained my goal of retiring with an income that met my needs despite being below the state retirement age. Mike has enabled me to take early retirement at 59, something I never thought possible. He listened to my concerns and delivered a retirement plan that suited my financial needs. I would have no hesitation in recommending Mike to anyone looking for retirement and investment advice. He is thorough and professional and very knowledgeable about the finance industry.”
“Having attended a pre-retirement course at work, and after hearing the presentation by Mike Hawthorne, I thought we should probably do some financial planning for retirement, not something we’d ever done before.
Mike, came along to our house and asked questions, listened to us and what we needed to be able to retire in a couple of years, he went away and came up with some proposals to make the most of our savings and tax benefits. We found the whole process straightforward and uncomplicated. Mike explained everything very clearly, and we didn’t ever feel under pressure to do anything we weren’t comfortable with. It’s reassuring to know we will be in a good position for retiring and will have ongoing support if there are any changes in our circumstances.”
“I have dealt with Mike Hawthorne for nine years now.
Mike has helped by giving me organisation and direction. He initially provided a well-researched plan and then systematically adjusted my pensions and investments to ensure they were in the right place to achieve my goals and has continued to do so each year.
Mike has helped me to truly understand my finances, and I now feel like I am in complete control.
I would recommend Mike’s services and that of True Bearing for financial planning, investments, and pensions.”
“From my initial enquiry and contact with True Bearing, namely Michael Hawthorne (Mike), I was treated with courtesy and respect.
I found my initial meeting with Mike, informative and professional, and I felt immediately that I was in safe hands. I am far from a large client or investor, but this did not effect the service and advice I was given.
It was made clear to me at the beginning of the process what I could expect, and what was expected of me. I would have no hesitation in recommending Mike to any potential client, that is looking for a first class service.”
“We gave Mike a challenging target for our retirement plan, which he has worked to deliver in the most tax efficient way possible.
He calmly, and clearly explains everything that requires consideration and action, and has regularly reviewed and presented his updates to us in a clear and helpful manner. He is clearly highly knowledgeable and has a high level of expertise coupled with high standards and expectations. He inspires confidence in his proposals, it has been a pleasure to have Mike work on our plans.
I have no hesitation in recommending Mike for retirement planning.”